How to Make Money in Victoria 3 – Tips & Guide

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Victoria 3 lets you take control of 100 different countries and change history. The game focuses on satisfying and appealing to the interests of other people. To keep pops happy, policies should be aligned with their interests, which vary from country to country.

Victoria 3 allows you to build and advance your nation in the world. That monumental feat requires a sturdy economy and the ability to make as much money as possible.

If your coffers are empty, you will not be able to spend on your people, let alone build facilities and buildings to advance through the ages.

Victoria 3 Overview

Victoria 3 is a strategic society simulator where you must build the ideal society during the 19th century. As you create the culture of your dreams, you must balance the demands of various economic groups and lead your nation towards stability. The game gives you complete freedom on how you wish to develop your country and extend your influence diplomatically or militarily as you try to maintain global peace and avoid conflicts.

How to Make Money in Victoria 3?

Money makes the world go round, so having plenty of it is important to a successful campaign. Here’s how to make money in Victoria 3.

At the heart of Victoria 3 is the emergence of capital and markets. The world has moved from a world of lords to one of the investors. Whatever path you choose in Victoria 3, you need to make money to venture down it.

Understanding Your Economy

Instead of having a set amount of cash, Victoria 3 is all about balancing the books. Your turnover limits your ability to invest, build and run services. You can see at the top of the UI whether or not you are running a net gain or a net loss. Ideally, you want your nation to be profiting each month. But it isn’t always necessary.

How to Make Money in Victoria 3 - Tips & Guide

You will see a surplus and debit pool in the’ economy’ display. This is how much wealth you can store for a rainy day and how much you can borrow before government-run services stop. If you are hitting your cap, you may want to spend some money. You could invest in new buildings, or you could lower the tax. If you are in debt, you will pay interest on governmental loans – but this is only a problem if you are still in a net loss.

The most important factor to your money-making in Victoria 3 is how your economy works. This is determined by the laws of the economy you are using. The most obvious is your tax policy, which governs what you tax and how much. You can hover over each policy’s ‘enact’ bar to see if you would get more money by changing systems.

Your economic system is another major factor in your income, but it’s harder to quantify. To oversimplify it, this controls what is government-run or subsidised and what is privately run and invested in. This will affect the following money-making tips.

Make Money in Victoria 3 by expanding industries

The most likely way to increase your turnover in Victoria 3 is to expand profitable industries. If you make a lot of money from iron mines, for example, creating more will bring more profit. But only if you can provide the workers and resources necessary. You could also seek to build new industries that will satisfy your economy. If the government runs the mines, you will gain the profit directly. If not, you will still improve your income as you create more wealth than tax.

You can also look at the production methods of each building. By providing the right technology, you can change what resources are used, what is produced, and how much. Using this, you can change the profit margins based on what you have available.

Trading for profit

Trade is another way to generate wealth in Victoria 3. Creating trade routes allows you to tax the goods exchanged between you and another market. This depends on your trade policy: free trade means there are no tariffs, and being isolationist means you can’t make a trade at all. Free trade may make some resources available that help boost your industry and generate growth and, therefore, still contribute heavily to development. Go to the ‘market’ tab to see resources that have a bad buy-to-sell order ratio, and this will inform you of what is worth importing and exporting to make your industries more profitable.

These methods will help improve your income but may also affect how much you spend. You will have some government-run industries that rely on resources to work: construction, governmental buildings, and the military are always governmentally run to some degree. The resources these industries use will directly impact your income. It is in your interest to make these resources as cheap as possible.

The more you have of these resources, the better. And while expanding an industry means more wealth in your nation, if it increases the price of goods you are paying for, it can make you worse off.

Keep an eye on your income cap

There is a capacity to how much money you can store in your coffers in the game. You can check that from the economy tab. If you hit your max capacity, you will stop earning. Hence, keep spending your money on industries and services before reaching your cap.

Manage taxation

Simply taxing your goods and people is the first step. You have to create new taxation laws and manage the amount of taxes you are pushing onto your people.

Checking Money Storing Capacity

Your capacity for storing money in your coffers in the game is limited. You can check your available space from the economy tab. Once you reach your maximum capacity, you’ll stop earning money. Therefore, spend your money on industries and services before you get your limit.

That, in turn, affects your standard of living. A high income is useless if you are not spending the money on your people.

Invest in doubling your income

The simple rule of thumb in Victoria 3 is that the more you invest, the more you earn. You cannot rely on the same industry or building for your income. You need to not only expand but create new avenues.

By Managing the Taxes

Taxing your goods and people is the first step to ensuring a healthy economy. By creating new taxation laws and managing the amount of taxes you are pushing onto your citizens, you can directly affect your country’s standard of living. A high income is only useful to your people when it is spent wisely. This summarizes our guide on how to make money in Victoria 3. Visited BGN for more news and guides on various games.


How can you check your money storage?

Ans. You can check your available space for money storage from the economy tab.

What is the key to a healthy economy?

Ans. Taxing your goods and people is the first step to ensuring a healthy economy. 

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By Robert
Embarking on his freelance writing journey in June 2017, Robert's fervent connection with gaming traces back to a transformative encounter with Final Fantasy VII at the border of his gaming odyssey.